Terms & Conditions

1. Acceptance of Terms

By accessing and using the Government Loan Portal website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily access the materials on Government Loan Portal's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. Disclaimer

The materials on Government Loan Portal's website are provided on an 'as is' basis. Government Loan Portal makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Government Loan Portal does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Loan Information Disclaimer

Government Loan Portal is NOT a lending institution and does NOT provide loans directly. We are an informational portal that provides:

• Information about government loan schemes
• Guidance on eligibility criteria
• Educational content about loan processes
• Tools such as EMI calculators

Loans are sanctioned by Banks, NBFCs (Non-Banking Financial Companies), and MFIs (Microfinance Institutions) based on their own terms and conditions, eligibility criteria, and approval processes.

5. No Liability for Loan Approval

Government Loan Portal:

• Does NOT guarantee loan approval - Loan approval is entirely at the discretion of the lending institution
• Is NOT responsible for loan rejections - We do not influence or guarantee loan decisions
• Does NOT charge any fees - Our services are free and informational only
• Is NOT involved in the loan application process - We do not process or facilitate loan applications
• Has NO agents or middlemen - We do not employ or work with any intermediaries

You acknowledge that loan approval, interest rates, terms, and conditions are determined solely by the lending institutions, and Government Loan Portal has no control or influence over these decisions.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information, we cannot guarantee that all information on this website is complete, accurate, or current. Loan schemes, interest rates, eligibility criteria, and terms may change without notice. You are advised to:

• Verify all information with the respective lending institutions
• Check the official government websites for the latest scheme details
• Contact banks or financial institutions directly for current terms and conditions
• Consult with financial advisors before making any loan decisions

7. Limitation of Liability

In no event shall Government Loan Portal or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Government Loan Portal's website, even if Government Loan Portal or a Government Loan Portal authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

8. External Links

Government Loan Portal has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Government Loan Portal of the site. Use of any such linked website is at the user's own risk.

9. Prohibited Uses

You may not use our website:

• In any way that violates any applicable national or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
• In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful

10. Modifications

Government Loan Portal may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India, and you irrevocably submit to the exclusive jurisdiction of the courts in India.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

• Email: info@govtloanportal.in
• Phone: 1800-XXX-XXXX
• Address: Government Loan Portal, India